A first for self-employed carers · only with Mark Bates

Now your income is protected too

We've built income protection into our Personal Care Assistant Insurance for the very first time. If illness or injury stops you working, you'll still have an income behind you.

✓A regular payment when you're too unwell to work
✓Something self-employed carers have never been offered before
✓Added to the carer cover thousands of people already rely on

Rated 4.8 from 19,593 reviews

Find out what this means to you

Leave your details and we'll explain what income protection adds to your cover, and what it means for your current policy.

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Looking after the people who look after others

You spend your days looking after other people

As a self-employed carer, you're the one everyone counts on. But there's no employer standing behind you, and no sick pay if you're the one who ends up unwell or injured. The work stops, yet the bills don't.

So we decided to change that.

For the first time, income protection comes built into your Personal Care Assistant Insurance. If you can't work, you'll still have money coming in while you get back on your feet. It's cover made for carers, and you won't find it anywhere else.

What having it actually changes

An income while you recover

A regular payment lands while illness or injury keeps you off work, so the everyday costs stay covered.

The sick pay you never had

Self-employed carers don't get paid when they're off poorly. This is the cushion the job has always been missing.

Only with Mark Bates

No one else builds income protection into carer cover like this. It's a first, and right now it's only ours.

Everything you already trust

It sits on top of complete carer cover

Suitable for almost all social-care-funded support, from giving medication and moving and handling to personal care in the home or out in the community. It's all still here.

Public Liability

Cover for injury or damage to someone's property while you work, up to £5,000,000.

Legal Expenses

Help with your legal costs if you're injured or suffer a loss while you're at work.

Personal Accident

Money behind you if you have an accident while working as a self-employed carer.

Personal Belongings

Repair or replacement of your things if they're damaged while you're working.

24 Hour Employment Support

A helpline for your tax and legal questions, and the day-to-day of running your work.

No Excess

If you ever need to claim, there's no excess for you to pay.

For a clear summary of what's covered, read the Insurance Product Information Document (IPID).

Thousands of carers already trust us

Looking after self-employed carers is what we do. People across the country have relied on us to protect them at work for years, and now we're protecting their income too.

Rated 4.8 from 19,593 reviews